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Benefits · 5 min read

The myGov benefits checklist

Claim FTB. Confirm CCS hours. Keep the income estimate current. That’s the whole fortune.

Centrelink does not care that you’re busy

If the income estimate is a year out of date, you will get a debt. Update it when overtime, casual hours or a partner’s job changes.

FTB Part A and B from 1 July 2026 use the new indexed rates. Check the letter in myGov, not last year’s Facebook post.

CCS is paid to the centre

You won’t see it in your bank account. You will see it on the childcare invoice. If the percentage looks wrong, the activity test or the income estimate is usually why.